Michelle Gutierrez

Michelle Gutierrez

Licensed Insurance Agent #0F95832

A common question I get is "why do you care so much about helping people with Medicare?" I have seen how confusing and complicated insurance can be, Medicare in particular. I decided that I wanted to help people understand exactly what they are entitled to. I am dedicated to helping people learn about the “what happens next” phase.

As an Insurance Agent that specializes in Medicare, I am licensed and certified to help individuals enroll into their Medicare Prescription Drug Plans, Medicare Supplement Plans, Medicare- Medicaid Plans, Special Needs Plans or Medicare Advantage Plan benefits. I have a wealth of knowledge in my field, and I specialize in doing all of the above in English and Spanish.  

I started my Medicare career in the state of California and quickly acquired my Life & Health License in all 50 US states. After long, in 2013 I narrowed my contract to TX, AZ, NV, CA. In 2016 I narrowed my contract again to focus on the entire state of California.

Today, I am a local licensed independent insurance agent certified with renowned Health Plan Carriers that offer Medicare Supplement Plans, Prescription Drug Plans, Special Needs Plans and Medicare Advantage Plans. I represent most major carriers with Medicare contracts and am qualified to answer any questions you may have. For the young senior or adult children helping their parents, I am technology forward and that makes the process time efficient. For the tertiary senior I have so much patience, I enjoy taking my time explaining benefits and getting to know you.

I have worked for United Healthcare, Secure Horizons, Care 1st Health Plan, Promise Health Plan and Blue Shield of California. I was the Medicare Departments sole Top Producer for 7 years even through the pandemic. It has been 15 remarkable years as a captured agent in this industry and now as an independent agent - I look forward to 15 more. My passion for insurance comes from knowing that I have helped someone have benefits truly designed for their specific needs.

I have a fun-loving New York Brooklyn born husband that constantly brings his laughter and A game to the table. We have three beautiful daughters: Jennilee Madison a real estate Broker Boss for Madison Realty on the East Coast, Ashley Miriah a registered nurse at Loma Linda University Medical Center in Loma Linda and Brooke Lynn our 7th grader who recently received a medal from her state of CA exams for excellence in Math. My hobbies are traveling with my family and baking cookies.

Additionally, I hope to help people with individual, family health, Dental Insurance and Supplemental plans. When I talk with you about health plan options, I put it in real-life terms based on your circumstances to find what works and has the most value for you.